Credit Counselling

Are you struggling to make ends meet every month because of your lingering debt and piling bills? If yes, the best option for you is credit counseling with our business. Many people believe credit counseling eliminates debt, but this is not the case. Our trained credit counselors will assist your specific needs and debt as well as setting up a customized payment plan just for you. Ooraa’s payment plan will include much lower interest rates than what your creditors have previously offered as well as our competitors. Creditors main goal is to get as much money from you as possible, and that is where we will step in and take charge. You have the option of setting up a DMP, or Debt Management Plan, through the credit counseling we offer. A DMP is a great option because it assists you in paying off your debt by structured payments that you will make each month.

DMP is different than debt resolution by means of settling your debt with monthly payments without the minimum price of your payments increasing. This concept will keep you safe from any action a creditor can take towards making your account delinquent, which will put you in danger. If you keep at least one of your private credit card accounts current, you can enroll in this program. That’s it! If paying just your minimum payments end up being too problematic for you or you are having a difficult time making even a portion of the payments, Ooraa can discuss further options that better meet your needs.

Which is the best strategy for you? Find out now.

By using our service and providing your personal contact information, you agree that ooraa.org/NZ, any of its affiliates and any company you are matched with may contact you by any method of communication, including by telephone even if you are on a federal or state Do Not Call registry. This site is a free matching service intended to provide a variety of options and information, and is not responsible for any service/information provided by any third party provider. Debt relief/reduction assumes, amongst other things, successful completion of a program designed to help save funds to eventually satisfy unsecured debts, typically through negotiation and payment. Debt settlement programs involve risk and there is no guarantee that any creditor will settle. Program fees and results vary, and programs are not available in all states. This site does not provide tax or legal advice. The Federal Trade Commission publishes articles at www.ftc.gov that you are encouraged to read. Use of this site is subject to our Terms of Use and Privacy Policy. See program terms for important disclosures.