Home

Get Free Quote

    Getting Started is Simple

    Tell us about your debts

    Call for a 100% confidential, no-obligation debt consultation. Our debt specialists will talk to you and understand your goals and hardships. They will determine your eligibility and select a personalized debt relief program that will match your financial needs. There are no upfront fees.

    Get Your Personal Customized Program

    As soon as you select a debt relief program our debt reduction professionals will work with you to combine all your unsecured debt and design a one-time low monthly payment program customized to meet your individual needs.

    Freedom From Debt

    You are now on the path to complete debt freedom. Our debt relief professionals will negotiate with your creditors to settle for lower debt repayment and settle your debts one by one until all your enrolled debts are resolved. You can now move forward and enjoy a stress-free life.

    How We Work

    fbt-img

    Tailored programs by Ooraa

    Our experts specialize in creating a specifically-tailored program that will guide and work hand-in-hand with you to re-establish your financial stability and well suited to your specific needs as per your convenience and repaying ability. You pay while staying on a budget.

    Our team of exceptionally trained debt relief professionals will lead you every step of the way to financial freedom whether you enroll in our program or not. They will diligently work to empower you to reach your financial goals in a short span of time. We offer you FREE initial debt evaluation by an expert Certified Debt Consultant.

    fbt-img

    Debt Relief Experts On Your Side

    fbt-img

    Negotiating Power

    This is where expertise and professionalism are required. We’ve been negotiating with creditors for over a decade resolving an average of 25,000 accounts a month. As soon as you opt for our debt relief program you will be connected to an experienced team of debt reduction professionals who will negotiate directly with each of your creditors.

    You make only one time small monthly payments for your entire debt as per your convenience and repaying ability. You can choose the amount as well as the frequency of your deposits and pay all your outstanding debts while staying on a budget. You are in charge of your financial destiny and have complete control and nothing can stop you from attaining debt settlement and financial freedom. Absolutely no fees are charged until you see proven results.

    fbt-img

    One Low Monthly Deposit Program

    fbt-img

    Customized and Flexible Programs, Just for You!

    OORAA represents a company that is a class of its own and is more interested in helping you through your difficult debt situation rather than exploiting your vulnerability and fragile financial situation. You deserve a debt relief program that is as unique as you. We provide you with personalized and flexible programs that are specially tailored for you.

    Our Core Areas

    img

    Free Debt Evaluation

    We offer FREE initial debt evaluation by an expert team of Certified Debt Consultants. Our team will walk through a range of potential debt strategies with you and determine the best debt settlement program that suits your financial needs.

    img

    Providing a Customized Debt Relief Program

    Once you enroll in our program our professional experts will work with you and decide on a monthly rate and payment length that is suitable and tailor-made just for you. You will deposit a low monthly payment for your entire debt in your OORAA Insured Dedicated Account as per your financial needs and comfort.

    img

    Leading You To Freedom From Debt

    After our experts reach a settlement with your creditors we will directly communicate with you and put you back on the track to debt freedom. Our dedicated team will move forward with your debt settlement once they receive your approval and authorization. Each of your loans will be accounted for and paid one by one. After the full settlement amount is paid you are free from debt in say 12-48 months depending on your individual requirement.

    Our Blog

    Closing A Credit Card Can Dinge Your Credit Score: Steps  To Minimize The Hit
    Credit Card Debt: Understanding APR
    Ready, Set, Swipe! 5 Ways to Teach Your Kids How To Use Credit Cards Responsibly
    Retirement Plans: Traditional 401(k) VS Roth IRA
    Emergency Loans: What They Are & Can You Get One With Bad Credit

    People What Are Saying

    S. Chakraborty, NY

    S. Chakraborty, NY

    “In less than 18 months OORAA was able to negotiate with my lenders and settle over $90,000 of my credit card debt. I can’t thank your team enough for allowing me to become debt-free and make a fresh start all over again. Thanks to your customer service for patiently handling all my questions throughout the process and to your lawyers for handling my file in such an expedited fashion. Much appreciated! I will highly recommend your service to anyone who is struggling with debt. Thank you OORAA Team. You are the best in business!"

    ANONYMOUS

    ANONYMOUS

    “We have been associated with Ooraa for over 2 years now… Our financial strain, inability to pay our lenders and their aggressive mode of recovery was getting to a point where a good nite sleep had turned into a luxury….. But once getting enrolled in their program helped us get over our debt… Although it was not as easy as it sounds…But Ooraa made it possible… They have a wonderful staff.Always ready to hear you out…Help u and try and address the situation with utmost efficiency…. I highly recommend them…They are true saviour helping financially constrained people like us to…

    B.B Trivedi

    B.B Trivedi

    “I want to thank you on behalf of my dad B.B Trivedi for consolidating and settling his credit card debt.We are very much thankful of ooraa.”

    Leena, P, NY

    Leena, P, NY

    “ I’ve Graduated from Ooraa Debt Relief Program.Surprisingly it was completed in 24 months instead of 36 months as it was planned.I wanted to say “thank you” to Ooraa Inc and their Customer Service Team for a job well done! It feels like all of the years which i tried to pay off debt just by making minimum payments were like wasting money. I wish I would have done this years ago! Once again “THANK YOU”

    Seemie

    Seemie

    I started with Ooraa almost a year ago. I had 2 Credit Cards and 4 of Payday loans and I was so worried about that. I had no way to get rid of those. Finally, i got in touch with Ooraa Inc. I saw that company’s add-on TV channel. They helped me a lot and now I just finished my last credit card. I am so happy. This company made everything possible for me. Thank you so much for everything that you did for me.