Call for a 100% confidential, no-obligation debt consultation. Our debt specialists will talk to you and understand your goals and hardships. They will determine your eligibility and select a personalized debt relief program that will match with your financial needs. There are no upfront fees.


As soon as you select a debt relief program our debt reduction professionals will work with you to combine all your unsecured debt and design a one-time low monthly payment program customized to meet your individual needs.


You are now on the path to complete debt freedom. Our debt relief professionals will negotiate with your creditors to settle on a lower debt repayment and settle your debts one by one until all your enrolled debts are resolved. You can now move forward and enjoy a stress-free life.

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It is no secret that after the recession more and more Americans are drowning in debt. The economy has turned ugly, people have lost their jobs and nest eggs cracked, especially those with most debt have sunk. Many have faced insolvency or forced-closure. People are unable to pay their obligations or provide for their families. It may surprise you that the majority of US adults owe money in some shape or form. Statistics about personal debt in America show that:

  • More than 160 million Americans have credit cards and the average credit card holder has at least three credit cards.
  • Total US consumer debt is at $11.4 trillion. This includes mortgages, credit loans and student loans.

Matt Schulz, a Senior industry analyst at said, “ I think everybody really needs to take a look at how they’re managing their debt.” So the first step to managing your financial crisis is to pay off debt as soon as possible.

The most popular and ideal program is Debt Settlement or Debt Negotiation which will help you reach this goal quickly and without stress.
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  • Credit Cards
  • Department Store Cards
  • Medical Bills
  • Collections or Repossessions
  • Business Debts
  • Personal Loans


  • Mortgages
  • Auto Loans
  • Government Loans
  • Student Loans
  • Home Loans
  • Other Secured Debts


Our Debt Freedom Program is a customized flexible program, which helps resolve debt issues in the shortest time frame. OORAA, will provide you with the relief that will allow you peace of mind .There is no reason to let your outstanding debt hang over your head, and it is our promise to provide the most comfortable and efficient means to get rid of debt.

At OORAA, our professional experts will provide you the assistance at each and every step of the way until you reach the ultimate goal. Our customizable packages are designed to fit your specific personal and professional needs. Our proven track has been shown that it can assist you to:

  • Credit Cards
  • Department Store Cards
  • Medical Bills
  • Collections or Repossessions
  • Business Debts
  • Personal Loans

OORAA offers FREE initial debt evaluation by an expert Certified Debt Consultant. If you are interested in this free analysis of your case, please click here and you can request a call in order to begin.
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What our clients say

“I started with Ooraa almost a year ago. I had 2 Credit Cards and 4 of Payday loans and I was so worried about that. I had no way to get rid of those. Finally, i got in touch with Ooraa Inc. I saw that company’s add-on TV channel. They helped me a lot and now I just finished my last credit card. I am so happy. This company made everything possible for me. Thank you so much for everything that you did for me.”


“ I’ve Graduated from Ooraa Debt Relief Program.Surprisingly it was completed in 24 months instead of 36 months as it was planned.I wanted to say “thank you” to Ooraa Inc and their Customer Service Team for a job well done! It feels like all of the years which i tried to pay off debt just by making minimum payments were like wasting money. I wish I would have done this years ago! Once again “THANK YOU”

Leena, P, NY

” I want to thank you on behalf of my dad B.B Trivedi for consolidating and settling his credit card debt.We are very much thankful of ooraa. ”

B.B Trivedi

“We have been associated with Ooraa for over 2 years now… Our financial strain, inability to pay our lenders and their aggressive mode of recovery was getting to a point where a good nite sleep had turned into a luxury….. But once getting enrolled in their program helped us get over our debt… Although it was not as easy as it sounds…But Ooraa made it possible… They have a wonderful staff.Always ready to hear you out…Help u and try and address the situation with utmost efficiency…. I highly recommend them…They are true saviour helping financially constrained people like us to attain peace….”


“In less than 18 months OORAA was able to negotiate with my lenders and settle over $90,000 of my credit card debt. I can’t thank your team enough for allowing me to become debt-free and make a fresh start all over again. Thanks to your customer service for patiently handling all my questions throughout the process and to your lawyers for handling my file in such an expedited fashion. Much appreciated! I will highly recommend your service to anyone who is struggling with debt. Thank you OORAA Team. You are the best in business!!”


S. Chakraborty, NY

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