Are you living frugally so that you can save some extra dollars? Surely it does help you live within your means. But, frugality is not just about saving money, it is about making good financial decisions that can help you save over the long haul. Unfortunately, spending money wisely is an important life skill that… Read More »
CREATING A ZERO BASED BUDGET FOR FINANCIAL SUCCESS We all know that budgeting is the key to financial success but understandably many of us shy away from budgeting because we either find it boring or time-consuming to set up. However, the benefits of a personal budgetcan never be overemphasized. It can be a great help… Read More »
As we are moving farther and farther down the road towards a cashless society, credit cards have become a familiar feature of the lifestyle in the world. They can be used to pay for nearly everything, everywhere and have a lot of benefits like convenience, consumer benefits, and rewards programs. While it is tempting to… Read More »
Let’s face it- today patients are responsible for more out-of-pocket costs for their medical care. Even with insurance, prescription drug costs are very high and without insurance, the costscan be so exorbitant that patients may be tempted to skip or skimp on medication and even travel elsewhere. According to a Consumer Reports survey, about 25%… Read More »
IS YOUR DEBT STAKING UP? Nobody wants to fall out on payments but it happens to almost everyone at some point in their life. You struggle to pay off your credit debts due to high- interest rates and fees, which forces you to make minimum monthly payments. Your debt starts staking up and you spend… Read More »
There is no doubt that being a successful businessman is the epitome of the American Dream. But, running your own business requires a lot of expertise in a lot of business areas. Doubtlessly, one of the most important aspects of becoming a successful businessman is having your own finances in order; after all, if you… Read More »
Starting a new business requires a large amount of money. Entrepreneurs are bound to encounter some ups and downs when it comes to starting a new business as they cannot rely on a consistent pay-check and have to face financial challenges head-on. Debt is quite scary for anybody but for an entrepreneur it is even… Read More »
As a student, your main focus is on your studies and having fun. However, it is important that you have a clear picture of your finances as the mistakes you make in college will follow you throughout your life. There are a great many students who are graduating in the red and facing financial problems.… Read More »
A Debt Settlement Program is definitely not for everyone. Anyone with the intention of defrauding or deceiving their creditors will not be eligible for a debt settlement program. There are certain factors which are necessary for you to qualify that a well-trained professional can go over with you but in general the following factors will… Read More »