A Debt Settlement Program is definitely not for everyone. Anyone with the intention of defrauding or deceiving their creditors will not be eligible for a debt settlement program. There are certain factors which are necessary for you to qualify that a well-trained professional can go over with you but in general the following factors will make you a good candidate for debt settlement:
- If you have a legitimate financial hardship such as having
difficulty making payments on your credit cards due to
certain unforeseen circumstances like illness, divorce,
loss of job etc.
- You have debt problems that you cannot resolve and are
falling delinquent on your accounts.
- You are receiving collection calls or are close to having a
suit for a judgment filed against you.
- If you have a huge amount of debt with high-interest
rates and unsustainable payments and you are
considering bankruptcy but would like to avoid it.
Ooraa debt relief will represent consumers who are really in need of our help and we will significantly improve the financial situation of our clients.